LightStream Boat Loans for Consumers with Good to Excellent Credit

LightStream offers:

  • Unsecured fixed loans from $5,000 to $100,000
  • Same day funding available
  • No fees, prepayment penalties, or down payments
  • Simple online application with a quick response during business hours
  • No liens or collateral required
  • Flexible loan terms
  • No need to leverage home equity
  • Available in all 50 states

LightStream offers boat loans** with competitive interest rates to borrowers with good to excellent credit. LightStream loans are completely unsecured which makes your boat purchase a breeze.

* The APR listed is for an unsecured boat, RV or aircraft loan between $10,000 and $24,999 with a term between 24 and 36 months, for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

**The funds from the LightStream loan can only be used for personal, family, or household purposes (i.e., consumer) and not for industrial, commercial, or professional (i.e., business) purposes. LightStream reserves the right to request written verification of the use of proceeds, in a form satisfactory to LightStream.